LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,714
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,136
−HK$1,444/mo
Today · 4.125%
HK$48,580
baseline
▲ 0.50% · 4.625%
HK$51,536
+HK$2,956/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,160/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,856
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,220
−HK$1,384/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,856
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,563
−HK$1,733/mo
Today · 4.125%
HK$58,296
baseline
▲ 0.50% · 4.625%
HK$61,844
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,592/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,027
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,664
−HK$1,660/mo
Today · 4.125%
HK$64,324
baseline
▲ 0.50% · 4.625%
HK$67,715
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,648/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,999
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,990
−HK$2,022/mo
Today · 4.125%
HK$68,012
baseline
▲ 0.50% · 4.625%
HK$72,151
+HK$4,139/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$136,024/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,198
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,108
−HK$1,937/mo
Today · 4.125%
HK$75,045
baseline
▲ 0.50% · 4.625%
HK$79,001
+HK$3,956/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,090/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,285
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$84,844
−HK$2,601/mo
Today · 4.125%
HK$87,445
baseline
▲ 0.50% · 4.625%
HK$92,765
+HK$5,320/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,890/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,541
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,996
−HK$2,490/mo
Today · 4.125%
HK$96,486
baseline
▲ 0.50% · 4.625%
HK$101,572
+HK$5,086/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,972/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,760 · Scale 2, in force from 26 Feb 2026)