LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,716
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,138
−HK$1,445/mo
Today · 4.125%
HK$48,583
baseline
▲ 0.50% · 4.625%
HK$51,539
+HK$2,956/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,166/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,858
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,222
−HK$1,384/mo
Today · 4.125%
HK$53,606
baseline
▲ 0.50% · 4.625%
HK$56,432
+HK$2,826/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,212/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,859
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,565
−HK$1,734/mo
Today · 4.125%
HK$58,299
baseline
▲ 0.50% · 4.625%
HK$61,847
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,598/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,030
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,667
−HK$1,660/mo
Today · 4.125%
HK$64,327
baseline
▲ 0.50% · 4.625%
HK$67,718
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,654/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,002
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,993
−HK$2,023/mo
Today · 4.125%
HK$68,016
baseline
▲ 0.50% · 4.625%
HK$72,154
+HK$4,138/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$136,032/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,202
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,111
−HK$1,938/mo
Today · 4.125%
HK$75,049
baseline
▲ 0.50% · 4.625%
HK$79,004
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,098/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,289
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$84,848
−HK$2,601/mo
Today · 4.125%
HK$87,449
baseline
▲ 0.50% · 4.625%
HK$92,770
+HK$5,321/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,898/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,545
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$94,000
−HK$2,491/mo
Today · 4.125%
HK$96,491
baseline
▲ 0.50% · 4.625%
HK$101,577
+HK$5,086/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,982/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,855 · Scale 2, in force from 26 Feb 2026)