LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,719
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,142
−HK$1,444/mo
Today · 4.125%
HK$48,586
baseline
▲ 0.50% · 4.625%
HK$51,543
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,172/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,862
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,227
−HK$1,383/mo
Today · 4.125%
HK$53,610
baseline
▲ 0.50% · 4.625%
HK$56,436
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,220/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,863
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,570
−HK$1,734/mo
Today · 4.125%
HK$58,304
baseline
▲ 0.50% · 4.625%
HK$61,851
+HK$3,547/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,608/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,035
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,672
−HK$1,660/mo
Today · 4.125%
HK$64,332
baseline
▲ 0.50% · 4.625%
HK$67,724
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,664/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,007
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,998
−HK$2,023/mo
Today · 4.125%
HK$68,021
baseline
▲ 0.50% · 4.625%
HK$72,160
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,042/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,207
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,117
−HK$1,938/mo
Today · 4.125%
HK$75,055
baseline
▲ 0.50% · 4.625%
HK$79,011
+HK$3,956/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,110/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,295
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,855
−HK$2,601/mo
Today · 4.125%
HK$87,456
baseline
▲ 0.50% · 4.625%
HK$92,777
+HK$5,321/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,912/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,552
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,008
−HK$2,491/mo
Today · 4.125%
HK$96,499
baseline
▲ 0.50% · 4.625%
HK$101,585
+HK$5,086/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$192,998/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,015 · Scale 2, in force from 26 Feb 2026)