LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,720
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,142
−HK$1,445/mo
Today · 4.125%
HK$48,587
baseline
▲ 0.50% · 4.625%
HK$51,543
+HK$2,956/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,174/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,863
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,227
−HK$1,384/mo
Today · 4.125%
HK$53,611
baseline
▲ 0.50% · 4.625%
HK$56,437
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,222/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,864
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,571
−HK$1,733/mo
Today · 4.125%
HK$58,304
baseline
▲ 0.50% · 4.625%
HK$61,852
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,608/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,036
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,673
−HK$1,660/mo
Today · 4.125%
HK$64,333
baseline
▲ 0.50% · 4.625%
HK$67,724
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,666/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,008
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,999
−HK$2,023/mo
Today · 4.125%
HK$68,022
baseline
▲ 0.50% · 4.625%
HK$72,161
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,044/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,208
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,118
−HK$1,937/mo
Today · 4.125%
HK$75,055
baseline
▲ 0.50% · 4.625%
HK$79,012
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,110/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,296
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,856
−HK$2,601/mo
Today · 4.125%
HK$87,457
baseline
▲ 0.50% · 4.625%
HK$92,778
+HK$5,321/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,914/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,554
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$94,009
−HK$2,491/mo
Today · 4.125%
HK$96,500
baseline
▲ 0.50% · 4.625%
HK$101,587
+HK$5,087/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,000/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,039 · Scale 2, in force from 26 Feb 2026)