LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,721
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,143
−HK$1,445/mo
Today · 4.125%
HK$48,588
baseline
▲ 0.50% · 4.625%
HK$51,544
+HK$2,956/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,176/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,864
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,228
−HK$1,384/mo
Today · 4.125%
HK$53,612
baseline
▲ 0.50% · 4.625%
HK$56,438
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,224/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,865
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,572
−HK$1,734/mo
Today · 4.125%
HK$58,306
baseline
▲ 0.50% · 4.625%
HK$61,853
+HK$3,547/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,612/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,037
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,674
−HK$1,660/mo
Today · 4.125%
HK$64,334
baseline
▲ 0.50% · 4.625%
HK$67,726
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,668/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,009
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,000
−HK$2,023/mo
Today · 4.125%
HK$68,023
baseline
▲ 0.50% · 4.625%
HK$72,162
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,046/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,210
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,119
−HK$1,938/mo
Today · 4.125%
HK$75,057
baseline
▲ 0.50% · 4.625%
HK$79,013
+HK$3,956/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,114/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,298
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$84,858
−HK$2,600/mo
Today · 4.125%
HK$87,458
baseline
▲ 0.50% · 4.625%
HK$92,780
+HK$5,322/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,916/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,555
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,011
−HK$2,491/mo
Today · 4.125%
HK$96,502
baseline
▲ 0.50% · 4.625%
HK$101,588
+HK$5,086/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,004/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,078 · Scale 2, in force from 26 Feb 2026)