LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,724
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,146
−HK$1,445/mo
Today · 4.125%
HK$48,591
baseline
▲ 0.50% · 4.625%
HK$51,548
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,182/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,867
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,231
−HK$1,384/mo
Today · 4.125%
HK$53,615
baseline
▲ 0.50% · 4.625%
HK$56,441
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,230/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,868
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,575
−HK$1,734/mo
Today · 4.125%
HK$58,309
baseline
▲ 0.50% · 4.625%
HK$61,857
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,618/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,041
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,678
−HK$1,660/mo
Today · 4.125%
HK$64,338
baseline
▲ 0.50% · 4.625%
HK$67,730
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,676/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,013
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,004
−HK$2,023/mo
Today · 4.125%
HK$68,027
baseline
▲ 0.50% · 4.625%
HK$72,167
+HK$4,140/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,054/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,214
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,124
−HK$1,937/mo
Today · 4.125%
HK$75,061
baseline
▲ 0.50% · 4.625%
HK$79,018
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,122/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,303
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,863
−HK$2,601/mo
Today · 4.125%
HK$87,464
baseline
▲ 0.50% · 4.625%
HK$92,786
+HK$5,322/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,928/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,561
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,016
−HK$2,492/mo
Today · 4.125%
HK$96,508
baseline
▲ 0.50% · 4.625%
HK$101,595
+HK$5,087/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,016/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,198 · Scale 2, in force from 26 Feb 2026)