LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,725
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,147
−HK$1,445/mo
Today · 4.125%
HK$48,592
baseline
▲ 0.50% · 4.625%
HK$51,549
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,184/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,868
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,233
−HK$1,384/mo
Today · 4.125%
HK$53,617
baseline
▲ 0.50% · 4.625%
HK$56,443
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,234/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,870
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,576
−HK$1,734/mo
Today · 4.125%
HK$58,310
baseline
▲ 0.50% · 4.625%
HK$61,859
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,620/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,042
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,679
−HK$1,661/mo
Today · 4.125%
HK$64,340
baseline
▲ 0.50% · 4.625%
HK$67,731
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,680/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,015
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,006
−HK$2,023/mo
Today · 4.125%
HK$68,029
baseline
▲ 0.50% · 4.625%
HK$72,168
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,058/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,216
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,126
−HK$1,937/mo
Today · 4.125%
HK$75,063
baseline
▲ 0.50% · 4.625%
HK$79,020
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,126/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,304
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,865
−HK$2,601/mo
Today · 4.125%
HK$87,466
baseline
▲ 0.50% · 4.625%
HK$92,788
+HK$5,322/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,932/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,563
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,019
−HK$2,491/mo
Today · 4.125%
HK$96,510
baseline
▲ 0.50% · 4.625%
HK$101,597
+HK$5,087/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,020/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,244 · Scale 2, in force from 26 Feb 2026)