LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,726
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,148
−HK$1,445/mo
Today · 4.125%
HK$48,593
baseline
▲ 0.50% · 4.625%
HK$51,550
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,186/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,870
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,234
−HK$1,384/mo
Today · 4.125%
HK$53,618
baseline
▲ 0.50% · 4.625%
HK$56,444
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,236/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,871
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,578
−HK$1,734/mo
Today · 4.125%
HK$58,312
baseline
▲ 0.50% · 4.625%
HK$61,860
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,624/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,043
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,681
−HK$1,660/mo
Today · 4.125%
HK$64,341
baseline
▲ 0.50% · 4.625%
HK$67,733
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,682/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,016
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,007
−HK$2,024/mo
Today · 4.125%
HK$68,031
baseline
▲ 0.50% · 4.625%
HK$72,170
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,062/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,217
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,127
−HK$1,938/mo
Today · 4.125%
HK$75,065
baseline
▲ 0.50% · 4.625%
HK$79,022
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,130/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,306
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,867
−HK$2,601/mo
Today · 4.125%
HK$87,468
baseline
▲ 0.50% · 4.625%
HK$92,790
+HK$5,322/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,936/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,565
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,021
−HK$2,491/mo
Today · 4.125%
HK$96,512
baseline
▲ 0.50% · 4.625%
HK$101,599
+HK$5,087/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,024/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,294 · Scale 2, in force from 26 Feb 2026)