LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,727
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,150
−HK$1,445/mo
Today · 4.125%
HK$48,595
baseline
▲ 0.50% · 4.625%
HK$51,552
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,190/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,871
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,236
−HK$1,384/mo
Today · 4.125%
HK$53,620
baseline
▲ 0.50% · 4.625%
HK$56,446
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,240/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,873
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,580
−HK$1,734/mo
Today · 4.125%
HK$58,314
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,628/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,046
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,683
−HK$1,661/mo
Today · 4.125%
HK$64,344
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,688/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,018
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,010
−HK$2,023/mo
Today · 4.125%
HK$68,033
baseline
▲ 0.50% · 4.625%
HK$72,173
+HK$4,140/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,066/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,220
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,130
−HK$1,938/mo
Today · 4.125%
HK$75,068
baseline
▲ 0.50% · 4.625%
HK$79,025
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,136/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,309
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,870
−HK$2,601/mo
Today · 4.125%
HK$87,471
baseline
▲ 0.50% · 4.625%
HK$92,793
+HK$5,322/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,942/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,568
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$94,024
−HK$2,492/mo
Today · 4.125%
HK$96,516
baseline
▲ 0.50% · 4.625%
HK$101,603
+HK$5,087/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,032/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,364 · Scale 2, in force from 26 Feb 2026)