LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,728
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,151
−HK$1,445/mo
Today · 4.125%
HK$48,596
baseline
▲ 0.50% · 4.625%
HK$51,553
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,192/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,872
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,237
−HK$1,384/mo
Today · 4.125%
HK$53,621
baseline
▲ 0.50% · 4.625%
HK$56,447
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,242/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,874
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,581
−HK$1,734/mo
Today · 4.125%
HK$58,315
baseline
▲ 0.50% · 4.625%
HK$61,863
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,630/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,047
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,684
−HK$1,661/mo
Today · 4.125%
HK$64,345
baseline
▲ 0.50% · 4.625%
HK$67,737
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,690/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,020
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,011
−HK$2,023/mo
Today · 4.125%
HK$68,034
baseline
▲ 0.50% · 4.625%
HK$72,174
+HK$4,140/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,068/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,221
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,131
−HK$1,938/mo
Today · 4.125%
HK$75,069
baseline
▲ 0.50% · 4.625%
HK$79,026
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,138/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,311
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,871
−HK$2,601/mo
Today · 4.125%
HK$87,472
baseline
▲ 0.50% · 4.625%
HK$92,795
+HK$5,323/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,944/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,570
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,026
−HK$2,491/mo
Today · 4.125%
HK$96,517
baseline
▲ 0.50% · 4.625%
HK$101,605
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,034/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,400 · Scale 2, in force from 26 Feb 2026)