LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,729
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,152
−HK$1,445/mo
Today · 4.125%
HK$48,597
baseline
▲ 0.50% · 4.625%
HK$51,554
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,194/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,873
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,238
−HK$1,384/mo
Today · 4.125%
HK$53,622
baseline
▲ 0.50% · 4.625%
HK$56,448
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,244/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,875
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,582
−HK$1,734/mo
Today · 4.125%
HK$58,316
baseline
▲ 0.50% · 4.625%
HK$61,865
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,632/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,048
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,685
−HK$1,661/mo
Today · 4.125%
HK$64,346
baseline
▲ 0.50% · 4.625%
HK$67,738
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,692/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,021
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,012
−HK$2,024/mo
Today · 4.125%
HK$68,036
baseline
▲ 0.50% · 4.625%
HK$72,175
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,072/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,223
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,133
−HK$1,938/mo
Today · 4.125%
HK$75,071
baseline
▲ 0.50% · 4.625%
HK$79,028
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,142/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,313
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,873
−HK$2,601/mo
Today · 4.125%
HK$87,474
baseline
▲ 0.50% · 4.625%
HK$92,797
+HK$5,323/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,948/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,572
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,028
−HK$2,491/mo
Today · 4.125%
HK$96,519
baseline
▲ 0.50% · 4.625%
HK$101,607
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,038/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,442 · Scale 2, in force from 26 Feb 2026)