LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,731
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,153
−HK$1,445/mo
Today · 4.125%
HK$48,598
baseline
▲ 0.50% · 4.625%
HK$51,555
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,196/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,875
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,239
−HK$1,384/mo
Today · 4.125%
HK$53,623
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,246/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,877
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,584
−HK$1,734/mo
Today · 4.125%
HK$58,318
baseline
▲ 0.50% · 4.625%
HK$61,866
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,636/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,050
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,687
−HK$1,661/mo
Today · 4.125%
HK$64,348
baseline
▲ 0.50% · 4.625%
HK$67,740
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,696/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,023
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,014
−HK$2,024/mo
Today · 4.125%
HK$68,038
baseline
▲ 0.50% · 4.625%
HK$72,177
+HK$4,139/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,076/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,225
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,135
−HK$1,938/mo
Today · 4.125%
HK$75,073
baseline
▲ 0.50% · 4.625%
HK$79,030
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,146/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,315
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,875
−HK$2,602/mo
Today · 4.125%
HK$87,477
baseline
▲ 0.50% · 4.625%
HK$92,800
+HK$5,323/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,954/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,575
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,031
−HK$2,491/mo
Today · 4.125%
HK$96,522
baseline
▲ 0.50% · 4.625%
HK$101,610
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,044/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,500 · Scale 2, in force from 26 Feb 2026)