LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,733
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,155
−HK$1,445/mo
Today · 4.125%
HK$48,600
baseline
▲ 0.50% · 4.625%
HK$51,558
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,200/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,877
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,241
−HK$1,385/mo
Today · 4.125%
HK$53,626
baseline
▲ 0.50% · 4.625%
HK$56,452
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,252/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,879
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,586
−HK$1,734/mo
Today · 4.125%
HK$58,320
baseline
▲ 0.50% · 4.625%
HK$61,869
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,640/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,052
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,690
−HK$1,661/mo
Today · 4.125%
HK$64,351
baseline
▲ 0.50% · 4.625%
HK$67,743
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,702/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,026
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,017
−HK$2,023/mo
Today · 4.125%
HK$68,040
baseline
▲ 0.50% · 4.625%
HK$72,181
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,080/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,228
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,138
−HK$1,938/mo
Today · 4.125%
HK$75,076
baseline
▲ 0.50% · 4.625%
HK$79,033
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,152/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,319
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,879
−HK$2,602/mo
Today · 4.125%
HK$87,481
baseline
▲ 0.50% · 4.625%
HK$92,804
+HK$5,323/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,962/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,579
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,035
−HK$2,491/mo
Today · 4.125%
HK$96,526
baseline
▲ 0.50% · 4.625%
HK$101,614
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,052/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,587 · Scale 2, in force from 26 Feb 2026)