LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,733
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,156
−HK$1,445/mo
Today · 4.125%
HK$48,601
baseline
▲ 0.50% · 4.625%
HK$51,558
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,202/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,878
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,242
−HK$1,384/mo
Today · 4.125%
HK$53,626
baseline
▲ 0.50% · 4.625%
HK$56,453
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,252/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,880
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,587
−HK$1,734/mo
Today · 4.125%
HK$58,321
baseline
▲ 0.50% · 4.625%
HK$61,870
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,642/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,053
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,691
−HK$1,661/mo
Today · 4.125%
HK$64,352
baseline
▲ 0.50% · 4.625%
HK$67,744
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,704/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,026
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,018
−HK$2,023/mo
Today · 4.125%
HK$68,041
baseline
▲ 0.50% · 4.625%
HK$72,182
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,082/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,229
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,139
−HK$1,938/mo
Today · 4.125%
HK$75,077
baseline
▲ 0.50% · 4.625%
HK$79,034
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,154/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,320
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,880
−HK$2,602/mo
Today · 4.125%
HK$87,482
baseline
▲ 0.50% · 4.625%
HK$92,805
+HK$5,323/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,964/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,580
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$94,036
−HK$2,492/mo
Today · 4.125%
HK$96,528
baseline
▲ 0.50% · 4.625%
HK$101,616
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,056/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,615 · Scale 2, in force from 26 Feb 2026)