LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,734
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,157
−HK$1,445/mo
Today · 4.125%
HK$48,602
baseline
▲ 0.50% · 4.625%
HK$51,559
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,204/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,879
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,243
−HK$1,385/mo
Today · 4.125%
HK$53,628
baseline
▲ 0.50% · 4.625%
HK$56,454
+HK$2,826/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,256/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,881
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,588
−HK$1,735/mo
Today · 4.125%
HK$58,323
baseline
▲ 0.50% · 4.625%
HK$61,871
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,646/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,055
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,692
−HK$1,661/mo
Today · 4.125%
HK$64,353
baseline
▲ 0.50% · 4.625%
HK$67,745
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,706/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,028
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,020
−HK$2,023/mo
Today · 4.125%
HK$68,043
baseline
▲ 0.50% · 4.625%
HK$72,183
+HK$4,140/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,086/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,230
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,141
−HK$1,938/mo
Today · 4.125%
HK$75,079
baseline
▲ 0.50% · 4.625%
HK$79,036
+HK$3,957/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,158/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,322
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,882
−HK$2,602/mo
Today · 4.125%
HK$87,484
baseline
▲ 0.50% · 4.625%
HK$92,807
+HK$5,323/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,968/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,582
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$94,038
−HK$2,492/mo
Today · 4.125%
HK$96,530
baseline
▲ 0.50% · 4.625%
HK$101,618
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,060/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,661 · Scale 2, in force from 26 Feb 2026)