LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,738
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,161
−HK$1,446/mo
Today · 4.125%
HK$48,607
baseline
▲ 0.50% · 4.625%
HK$51,564
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,214/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,884
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,248
−HK$1,385/mo
Today · 4.125%
HK$53,633
baseline
▲ 0.50% · 4.625%
HK$56,460
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,266/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,886
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,593
−HK$1,735/mo
Today · 4.125%
HK$58,328
baseline
▲ 0.50% · 4.625%
HK$61,877
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,656/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,060
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,698
−HK$1,661/mo
Today · 4.125%
HK$64,359
baseline
▲ 0.50% · 4.625%
HK$67,752
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,718/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,034
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,026
−HK$2,023/mo
Today · 4.125%
HK$68,049
baseline
▲ 0.50% · 4.625%
HK$72,190
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,098/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,237
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,148
−HK$1,938/mo
Today · 4.125%
HK$75,086
baseline
▲ 0.50% · 4.625%
HK$79,044
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,172/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,329
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,890
−HK$2,602/mo
Today · 4.125%
HK$87,492
baseline
▲ 0.50% · 4.625%
HK$92,816
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,984/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,590
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,047
−HK$2,492/mo
Today · 4.125%
HK$96,539
baseline
▲ 0.50% · 4.625%
HK$101,627
+HK$5,088/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,078/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,847 · Scale 2, in force from 26 Feb 2026)