LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,739
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,162
−HK$1,446/mo
Today · 4.125%
HK$48,608
baseline
▲ 0.50% · 4.625%
HK$51,565
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,216/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,885
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,249
−HK$1,385/mo
Today · 4.125%
HK$53,634
baseline
▲ 0.50% · 4.625%
HK$56,461
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,268/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,887
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,595
−HK$1,734/mo
Today · 4.125%
HK$58,329
baseline
▲ 0.50% · 4.625%
HK$61,878
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,658/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,062
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,699
−HK$1,661/mo
Today · 4.125%
HK$64,360
baseline
▲ 0.50% · 4.625%
HK$67,753
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,720/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,035
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,027
−HK$2,024/mo
Today · 4.125%
HK$68,051
baseline
▲ 0.50% · 4.625%
HK$72,191
+HK$4,140/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,102/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,238
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,149
−HK$1,938/mo
Today · 4.125%
HK$75,087
baseline
▲ 0.50% · 4.625%
HK$79,045
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,174/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,331
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,892
−HK$2,602/mo
Today · 4.125%
HK$87,494
baseline
▲ 0.50% · 4.625%
HK$92,818
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,988/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,592
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,049
−HK$2,492/mo
Today · 4.125%
HK$96,541
baseline
▲ 0.50% · 4.625%
HK$101,630
+HK$5,089/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,082/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,888 · Scale 2, in force from 26 Feb 2026)