LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,741
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,164
−HK$1,445/mo
Today · 4.125%
HK$48,609
baseline
▲ 0.50% · 4.625%
HK$51,567
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,218/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,887
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,251
−HK$1,385/mo
Today · 4.125%
HK$53,636
baseline
▲ 0.50% · 4.625%
HK$56,463
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,272/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,889
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,597
−HK$1,734/mo
Today · 4.125%
HK$58,331
baseline
▲ 0.50% · 4.625%
HK$61,881
+HK$3,550/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,662/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,064
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,702
−HK$1,661/mo
Today · 4.125%
HK$64,363
baseline
▲ 0.50% · 4.625%
HK$67,756
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,726/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,038
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,029
−HK$2,024/mo
Today · 4.125%
HK$68,053
baseline
▲ 0.50% · 4.625%
HK$72,194
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,106/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,241
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,152
−HK$1,938/mo
Today · 4.125%
HK$75,090
baseline
▲ 0.50% · 4.625%
HK$79,048
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,180/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,334
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,895
−HK$2,602/mo
Today · 4.125%
HK$87,497
baseline
▲ 0.50% · 4.625%
HK$92,821
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$174,994/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,596
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$94,052
−HK$2,492/mo
Today · 4.125%
HK$96,544
baseline
▲ 0.50% · 4.625%
HK$101,633
+HK$5,089/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,088/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$755,963 · Scale 2, in force from 26 Feb 2026)