LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,743
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,166
−HK$1,445/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,569
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,889
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,253
−HK$1,385/mo
Today · 4.125%
HK$53,638
baseline
▲ 0.50% · 4.625%
HK$56,465
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,276/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,892
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,599
−HK$1,735/mo
Today · 4.125%
HK$58,334
baseline
▲ 0.50% · 4.625%
HK$61,883
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,668/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,066
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,704
−HK$1,662/mo
Today · 4.125%
HK$64,366
baseline
▲ 0.50% · 4.625%
HK$67,758
+HK$3,392/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,732/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,040
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,032
−HK$2,024/mo
Today · 4.125%
HK$68,056
baseline
▲ 0.50% · 4.625%
HK$72,197
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,112/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,244
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,155
−HK$1,938/mo
Today · 4.125%
HK$75,093
baseline
▲ 0.50% · 4.625%
HK$79,051
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,186/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,337
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,899
−HK$2,602/mo
Today · 4.125%
HK$87,501
baseline
▲ 0.50% · 4.625%
HK$92,825
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$175,002/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,599
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,056
−HK$2,492/mo
Today · 4.125%
HK$96,548
baseline
▲ 0.50% · 4.625%
HK$101,638
+HK$5,090/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,096/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,046 · Scale 2, in force from 26 Feb 2026)