LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,744
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,167
−HK$1,445/mo
Today · 4.125%
HK$48,612
baseline
▲ 0.50% · 4.625%
HK$51,570
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,224/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,889
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,254
−HK$1,385/mo
Today · 4.125%
HK$53,639
baseline
▲ 0.50% · 4.625%
HK$56,466
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,278/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,892
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,600
−HK$1,735/mo
Today · 4.125%
HK$58,335
baseline
▲ 0.50% · 4.625%
HK$61,884
+HK$3,549/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,670/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,067
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,705
−HK$1,661/mo
Today · 4.125%
HK$64,366
baseline
▲ 0.50% · 4.625%
HK$67,759
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,732/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,041
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,033
−HK$2,024/mo
Today · 4.125%
HK$68,057
baseline
▲ 0.50% · 4.625%
HK$72,198
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,114/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,245
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,156
−HK$1,938/mo
Today · 4.125%
HK$75,094
baseline
▲ 0.50% · 4.625%
HK$79,053
+HK$3,959/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,188/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,339
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,900
−HK$2,602/mo
Today · 4.125%
HK$87,502
baseline
▲ 0.50% · 4.625%
HK$92,826
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$175,004/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,601
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,057
−HK$2,493/mo
Today · 4.125%
HK$96,550
baseline
▲ 0.50% · 4.625%
HK$101,639
+HK$5,089/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,100/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,074 · Scale 2, in force from 26 Feb 2026)