LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,744
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,167
−HK$1,446/mo
Today · 4.125%
HK$48,613
baseline
▲ 0.50% · 4.625%
HK$51,570
+HK$2,957/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,226/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,890
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,255
−HK$1,384/mo
Today · 4.125%
HK$53,639
baseline
▲ 0.50% · 4.625%
HK$56,467
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,278/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,893
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,600
−HK$1,735/mo
Today · 4.125%
HK$58,335
baseline
▲ 0.50% · 4.625%
HK$61,885
+HK$3,550/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,670/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,068
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,705
−HK$1,662/mo
Today · 4.125%
HK$64,367
baseline
▲ 0.50% · 4.625%
HK$67,760
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,734/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,042
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,034
−HK$2,024/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,246
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,156
−HK$1,939/mo
Today · 4.125%
HK$75,095
baseline
▲ 0.50% · 4.625%
HK$79,053
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,190/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,339
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,900
−HK$2,603/mo
Today · 4.125%
HK$87,503
baseline
▲ 0.50% · 4.625%
HK$92,827
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$175,006/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,601
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,058
−HK$2,492/mo
Today · 4.125%
HK$96,550
baseline
▲ 0.50% · 4.625%
HK$101,640
+HK$5,090/mo
Deposit HK$2.01M · loan HK$18.05M · min. income ≈ HK$193,100/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,090 · Scale 2, in force from 26 Feb 2026)