LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,745
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,168
−HK$1,445/mo
Today · 4.125%
HK$48,613
baseline
▲ 0.50% · 4.625%
HK$51,571
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,226/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,891
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,256
−HK$1,384/mo
Today · 4.125%
HK$53,640
baseline
▲ 0.50% · 4.625%
HK$56,468
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,280/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,894
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,601
−HK$1,735/mo
Today · 4.125%
HK$58,336
baseline
▲ 0.50% · 4.625%
HK$61,886
+HK$3,550/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,672/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,069
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,707
−HK$1,661/mo
Today · 4.125%
HK$64,368
baseline
▲ 0.50% · 4.625%
HK$67,761
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,736/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,043
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,035
−HK$2,024/mo
Today · 4.125%
HK$68,059
baseline
▲ 0.50% · 4.625%
HK$72,200
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,118/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,247
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,158
−HK$1,938/mo
Today · 4.125%
HK$75,096
baseline
▲ 0.50% · 4.625%
HK$79,055
+HK$3,959/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,192/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,341
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,902
−HK$2,602/mo
Today · 4.125%
HK$87,504
baseline
▲ 0.50% · 4.625%
HK$92,829
+HK$5,325/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,008/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,603
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,060
−HK$2,492/mo
Today · 4.125%
HK$96,552
baseline
▲ 0.50% · 4.625%
HK$101,642
+HK$5,090/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,104/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,126 · Scale 2, in force from 26 Feb 2026)