LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,746
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,169
−HK$1,445/mo
Today · 4.125%
HK$48,614
baseline
▲ 0.50% · 4.625%
HK$51,572
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,228/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,892
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,256
−HK$1,385/mo
Today · 4.125%
HK$53,641
baseline
▲ 0.50% · 4.625%
HK$56,469
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,282/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,895
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,602
−HK$1,735/mo
Today · 4.125%
HK$58,337
baseline
▲ 0.50% · 4.625%
HK$61,887
+HK$3,550/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,674/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,070
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,708
−HK$1,661/mo
Today · 4.125%
HK$64,369
baseline
▲ 0.50% · 4.625%
HK$67,762
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,738/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,044
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,036
−HK$2,024/mo
Today · 4.125%
HK$68,060
baseline
▲ 0.50% · 4.625%
HK$72,201
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,120/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,248
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,159
−HK$1,938/mo
Today · 4.125%
HK$75,097
baseline
▲ 0.50% · 4.625%
HK$79,056
+HK$3,959/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,194/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,342
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,903
−HK$2,603/mo
Today · 4.125%
HK$87,506
baseline
▲ 0.50% · 4.625%
HK$92,830
+HK$5,324/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,012/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,605
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,061
−HK$2,493/mo
Today · 4.125%
HK$96,554
baseline
▲ 0.50% · 4.625%
HK$101,643
+HK$5,089/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,108/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,160 · Scale 2, in force from 26 Feb 2026)