LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,746
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,169
−HK$1,446/mo
Today · 4.125%
HK$48,615
baseline
▲ 0.50% · 4.625%
HK$51,573
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,230/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,892
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,257
−HK$1,385/mo
Today · 4.125%
HK$53,642
baseline
▲ 0.50% · 4.625%
HK$56,470
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,284/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,896
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,603
−HK$1,735/mo
Today · 4.125%
HK$58,338
baseline
▲ 0.50% · 4.625%
HK$61,888
+HK$3,550/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,676/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,071
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,709
−HK$1,661/mo
Today · 4.125%
HK$64,370
baseline
▲ 0.50% · 4.625%
HK$67,763
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,740/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,045
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,037
−HK$2,024/mo
Today · 4.125%
HK$68,061
baseline
▲ 0.50% · 4.625%
HK$72,203
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,122/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,249
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,160
−HK$1,939/mo
Today · 4.125%
HK$75,099
baseline
▲ 0.50% · 4.625%
HK$79,057
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,198/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,344
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,905
−HK$2,602/mo
Today · 4.125%
HK$87,507
baseline
▲ 0.50% · 4.625%
HK$92,832
+HK$5,325/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,014/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,606
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,063
−HK$2,493/mo
Today · 4.125%
HK$96,556
baseline
▲ 0.50% · 4.625%
HK$101,645
+HK$5,089/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,112/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,198 · Scale 2, in force from 26 Feb 2026)