LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,747
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,170
−HK$1,446/mo
Today · 4.125%
HK$48,616
baseline
▲ 0.50% · 4.625%
HK$51,574
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,232/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,893
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,258
−HK$1,385/mo
Today · 4.125%
HK$53,643
baseline
▲ 0.50% · 4.625%
HK$56,470
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,286/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,896
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,604
−HK$1,735/mo
Today · 4.125%
HK$58,339
baseline
▲ 0.50% · 4.625%
HK$61,889
+HK$3,550/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$116,678/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,072
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,710
−HK$1,661/mo
Today · 4.125%
HK$64,371
baseline
▲ 0.50% · 4.625%
HK$67,764
+HK$3,393/mo
Deposit HK$8.02M · loan HK$12.04M · min. income ≈ HK$128,742/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,046
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,038
−HK$2,024/mo
Today · 4.125%
HK$68,062
baseline
▲ 0.50% · 4.625%
HK$72,204
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,124/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,250
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,161
−HK$1,939/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,058
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,345
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,906
−HK$2,602/mo
Today · 4.125%
HK$87,508
baseline
▲ 0.50% · 4.625%
HK$92,833
+HK$5,325/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,016/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,608
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,065
−HK$2,492/mo
Today · 4.125%
HK$96,557
baseline
▲ 0.50% · 4.625%
HK$101,647
+HK$5,090/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,114/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,225 · Scale 2, in force from 26 Feb 2026)