LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,749
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,172
−HK$1,446/mo
Today · 4.125%
HK$48,618
baseline
▲ 0.50% · 4.625%
HK$51,576
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,236/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,895
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,260
−HK$1,385/mo
Today · 4.125%
HK$53,645
baseline
▲ 0.50% · 4.625%
HK$56,472
+HK$2,827/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,290/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,899
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,606
−HK$1,735/mo
Today · 4.125%
HK$58,341
baseline
▲ 0.50% · 4.625%
HK$61,891
+HK$3,550/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,682/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,074
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,712
−HK$1,662/mo
Today · 4.125%
HK$64,374
baseline
▲ 0.50% · 4.625%
HK$67,767
+HK$3,393/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,748/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,048
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,041
−HK$2,024/mo
Today · 4.125%
HK$68,065
baseline
▲ 0.50% · 4.625%
HK$72,206
+HK$4,141/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,130/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,253
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,164
−HK$1,939/mo
Today · 4.125%
HK$75,103
baseline
▲ 0.50% · 4.625%
HK$79,061
+HK$3,958/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,206/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,348
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,909
−HK$2,603/mo
Today · 4.125%
HK$87,512
baseline
▲ 0.50% · 4.625%
HK$92,837
+HK$5,325/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,024/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,611
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,068
−HK$2,493/mo
Today · 4.125%
HK$96,561
baseline
▲ 0.50% · 4.625%
HK$101,650
+HK$5,089/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,122/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,302 · Scale 2, in force from 26 Feb 2026)