LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,751
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,174
−HK$1,446/mo
Today · 4.125%
HK$48,620
baseline
▲ 0.50% · 4.625%
HK$51,579
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,240/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,898
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,263
−HK$1,384/mo
Today · 4.125%
HK$53,647
baseline
▲ 0.50% · 4.625%
HK$56,475
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,294/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,901
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,609
−HK$1,735/mo
Today · 4.125%
HK$58,344
baseline
▲ 0.50% · 4.625%
HK$61,894
+HK$3,550/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,688/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,077
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,715
−HK$1,662/mo
Today · 4.125%
HK$64,377
baseline
▲ 0.50% · 4.625%
HK$67,770
+HK$3,393/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,754/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,052
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,044
−HK$2,024/mo
Today · 4.125%
HK$68,068
baseline
▲ 0.50% · 4.625%
HK$72,210
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$136,136/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,257
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,168
−HK$1,938/mo
Today · 4.125%
HK$75,106
baseline
▲ 0.50% · 4.625%
HK$79,065
+HK$3,959/mo
Deposit HK$6.02M · loan HK$14.04M · min. income ≈ HK$150,212/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,352
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,914
−HK$2,602/mo
Today · 4.125%
HK$87,516
baseline
▲ 0.50% · 4.625%
HK$92,841
+HK$5,325/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,032/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,616
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,073
−HK$2,492/mo
Today · 4.125%
HK$96,565
baseline
▲ 0.50% · 4.625%
HK$101,656
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,130/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,403 · Scale 2, in force from 26 Feb 2026)