LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,755
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,178
−HK$1,446/mo
Today · 4.125%
HK$48,624
baseline
▲ 0.50% · 4.625%
HK$51,583
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,248/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,902
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,267
−HK$1,385/mo
Today · 4.125%
HK$53,652
baseline
▲ 0.50% · 4.625%
HK$56,480
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,304/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,906
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,614
−HK$1,735/mo
Today · 4.125%
HK$58,349
baseline
▲ 0.50% · 4.625%
HK$61,899
+HK$3,550/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,698/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,082
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,720
−HK$1,662/mo
Today · 4.125%
HK$64,382
baseline
▲ 0.50% · 4.625%
HK$67,776
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,764/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,057
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,049
−HK$2,025/mo
Today · 4.125%
HK$68,074
baseline
▲ 0.50% · 4.625%
HK$72,216
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,148/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,263
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,174
−HK$1,939/mo
Today · 4.125%
HK$75,113
baseline
▲ 0.50% · 4.625%
HK$79,072
+HK$3,959/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,226/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,359
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,921
−HK$2,602/mo
Today · 4.125%
HK$87,523
baseline
▲ 0.50% · 4.625%
HK$92,849
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,046/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,623
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,081
−HK$2,492/mo
Today · 4.125%
HK$96,573
baseline
▲ 0.50% · 4.625%
HK$101,664
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,146/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,568 · Scale 2, in force from 26 Feb 2026)