LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,756
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,180
−HK$1,446/mo
Today · 4.125%
HK$48,626
baseline
▲ 0.50% · 4.625%
HK$51,584
+HK$2,958/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,252/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,903
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,269
−HK$1,385/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,908
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,616
−HK$1,735/mo
Today · 4.125%
HK$58,351
baseline
▲ 0.50% · 4.625%
HK$61,901
+HK$3,550/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,702/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,084
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,722
−HK$1,662/mo
Today · 4.125%
HK$64,384
baseline
▲ 0.50% · 4.625%
HK$67,778
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,768/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,059
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,052
−HK$2,024/mo
Today · 4.125%
HK$68,076
baseline
▲ 0.50% · 4.625%
HK$72,218
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,152/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,265
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,176
−HK$1,939/mo
Today · 4.125%
HK$75,115
baseline
▲ 0.50% · 4.625%
HK$79,075
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,230/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,361
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,923
−HK$2,603/mo
Today · 4.125%
HK$87,526
baseline
▲ 0.50% · 4.625%
HK$92,852
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,052/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,626
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,084
−HK$2,493/mo
Today · 4.125%
HK$96,577
baseline
▲ 0.50% · 4.625%
HK$101,667
+HK$5,090/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,154/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,633 · Scale 2, in force from 26 Feb 2026)