LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,757
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,180
−HK$1,446/mo
Today · 4.125%
HK$48,626
baseline
▲ 0.50% · 4.625%
HK$51,585
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,252/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,904
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,269
−HK$1,385/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,908
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,616
−HK$1,735/mo
Today · 4.125%
HK$58,351
baseline
▲ 0.50% · 4.625%
HK$61,902
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,702/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,085
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,723
−HK$1,662/mo
Today · 4.125%
HK$64,385
baseline
▲ 0.50% · 4.625%
HK$67,779
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,770/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,059
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,052
−HK$2,024/mo
Today · 4.125%
HK$68,076
baseline
▲ 0.50% · 4.625%
HK$72,219
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,152/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,265
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,177
−HK$1,939/mo
Today · 4.125%
HK$75,116
baseline
▲ 0.50% · 4.625%
HK$79,075
+HK$3,959/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,232/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,362
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,924
−HK$2,603/mo
Today · 4.125%
HK$87,527
baseline
▲ 0.50% · 4.625%
HK$92,853
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,054/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,627
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,084
−HK$2,493/mo
Today · 4.125%
HK$96,577
baseline
▲ 0.50% · 4.625%
HK$101,668
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,154/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,644 · Scale 2, in force from 26 Feb 2026)