LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,758
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,181
−HK$1,446/mo
Today · 4.125%
HK$48,627
baseline
▲ 0.50% · 4.625%
HK$51,586
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,254/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,905
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,270
−HK$1,385/mo
Today · 4.125%
HK$53,655
baseline
▲ 0.50% · 4.625%
HK$56,483
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,310/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,909
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,617
−HK$1,736/mo
Today · 4.125%
HK$58,353
baseline
▲ 0.50% · 4.625%
HK$61,903
+HK$3,550/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,706/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,086
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,724
−HK$1,662/mo
Today · 4.125%
HK$64,386
baseline
▲ 0.50% · 4.625%
HK$67,780
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,772/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,061
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,053
−HK$2,025/mo
Today · 4.125%
HK$68,078
baseline
▲ 0.50% · 4.625%
HK$72,220
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,156/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,267
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,178
−HK$1,939/mo
Today · 4.125%
HK$75,117
baseline
▲ 0.50% · 4.625%
HK$79,077
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,234/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,364
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,926
−HK$2,603/mo
Today · 4.125%
HK$87,529
baseline
▲ 0.50% · 4.625%
HK$92,855
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,058/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,629
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,086
−HK$2,493/mo
Today · 4.125%
HK$96,579
baseline
▲ 0.50% · 4.625%
HK$101,670
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,158/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,692 · Scale 2, in force from 26 Feb 2026)