LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,759
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,182
−HK$1,446/mo
Today · 4.125%
HK$48,628
baseline
▲ 0.50% · 4.625%
HK$51,587
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,256/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,906
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,272
−HK$1,385/mo
Today · 4.125%
HK$53,657
baseline
▲ 0.50% · 4.625%
HK$56,485
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,314/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,911
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,619
−HK$1,735/mo
Today · 4.125%
HK$58,354
baseline
▲ 0.50% · 4.625%
HK$61,905
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,708/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,088
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,726
−HK$1,662/mo
Today · 4.125%
HK$64,388
baseline
▲ 0.50% · 4.625%
HK$67,782
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,776/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,063
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,055
−HK$2,025/mo
Today · 4.125%
HK$68,080
baseline
▲ 0.50% · 4.625%
HK$72,222
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,160/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,269
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,180
−HK$1,939/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,079
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,366
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,928
−HK$2,603/mo
Today · 4.125%
HK$87,531
baseline
▲ 0.50% · 4.625%
HK$92,857
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,062/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,631
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,089
−HK$2,493/mo
Today · 4.125%
HK$96,582
baseline
▲ 0.50% · 4.625%
HK$101,673
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,164/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,746 · Scale 2, in force from 26 Feb 2026)