LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,760
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,183
−HK$1,446/mo
Today · 4.125%
HK$48,629
baseline
▲ 0.50% · 4.625%
HK$51,588
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,258/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,907
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,273
−HK$1,385/mo
Today · 4.125%
HK$53,658
baseline
▲ 0.50% · 4.625%
HK$56,486
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,316/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,912
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,620
−HK$1,735/mo
Today · 4.125%
HK$58,355
baseline
▲ 0.50% · 4.625%
HK$61,906
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,710/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,089
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,727
−HK$1,662/mo
Today · 4.125%
HK$64,389
baseline
▲ 0.50% · 4.625%
HK$67,783
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,778/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,064
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,056
−HK$2,025/mo
Today · 4.125%
HK$68,081
baseline
▲ 0.50% · 4.625%
HK$72,224
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,162/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,270
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,182
−HK$1,939/mo
Today · 4.125%
HK$75,121
baseline
▲ 0.50% · 4.625%
HK$79,081
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,242/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,368
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,930
−HK$2,603/mo
Today · 4.125%
HK$87,533
baseline
▲ 0.50% · 4.625%
HK$92,859
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,066/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,633
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,091
−HK$2,493/mo
Today · 4.125%
HK$96,584
baseline
▲ 0.50% · 4.625%
HK$101,675
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,168/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,784 · Scale 2, in force from 26 Feb 2026)