LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,761
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,184
−HK$1,446/mo
Today · 4.125%
HK$48,630
baseline
▲ 0.50% · 4.625%
HK$51,589
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,260/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,908
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,274
−HK$1,385/mo
Today · 4.125%
HK$53,659
baseline
▲ 0.50% · 4.625%
HK$56,487
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,318/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,913
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,621
−HK$1,735/mo
Today · 4.125%
HK$58,356
baseline
▲ 0.50% · 4.625%
HK$61,907
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,712/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,090
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,728
−HK$1,663/mo
Today · 4.125%
HK$64,391
baseline
▲ 0.50% · 4.625%
HK$67,785
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,782/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,065
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,058
−HK$2,024/mo
Today · 4.125%
HK$68,082
baseline
▲ 0.50% · 4.625%
HK$72,225
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,164/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,272
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,183
−HK$1,939/mo
Today · 4.125%
HK$75,122
baseline
▲ 0.50% · 4.625%
HK$79,082
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,244/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,369
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,931
−HK$2,604/mo
Today · 4.125%
HK$87,535
baseline
▲ 0.50% · 4.625%
HK$92,861
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,070/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,635
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,093
−HK$2,493/mo
Today · 4.125%
HK$96,586
baseline
▲ 0.50% · 4.625%
HK$101,677
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,172/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,824 · Scale 2, in force from 26 Feb 2026)