LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,761
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,185
−HK$1,446/mo
Today · 4.125%
HK$48,631
baseline
▲ 0.50% · 4.625%
HK$51,590
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,262/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,909
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,275
−HK$1,385/mo
Today · 4.125%
HK$53,660
baseline
▲ 0.50% · 4.625%
HK$56,488
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,320/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,622
−HK$1,735/mo
Today · 4.125%
HK$58,357
baseline
▲ 0.50% · 4.625%
HK$61,908
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,714/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,091
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,729
−HK$1,663/mo
Today · 4.125%
HK$64,392
baseline
▲ 0.50% · 4.625%
HK$67,786
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,784/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,066
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$2,025/mo
Today · 4.125%
HK$68,084
baseline
▲ 0.50% · 4.625%
HK$72,226
+HK$4,142/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,168/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,273
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$1,939/mo
Today · 4.125%
HK$75,123
baseline
▲ 0.50% · 4.625%
HK$79,083
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,246/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,371
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,933
−HK$2,603/mo
Today · 4.125%
HK$87,536
baseline
▲ 0.50% · 4.625%
HK$92,862
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,072/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,637
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$94,094
−HK$2,493/mo
Today · 4.125%
HK$96,587
baseline
▲ 0.50% · 4.625%
HK$101,679
+HK$5,092/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,174/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,857 · Scale 2, in force from 26 Feb 2026)