LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,763
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,187
−HK$1,446/mo
Today · 4.125%
HK$48,633
baseline
▲ 0.50% · 4.625%
HK$51,592
+HK$2,959/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,266/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,911
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,276
−HK$1,386/mo
Today · 4.125%
HK$53,662
baseline
▲ 0.50% · 4.625%
HK$56,490
+HK$2,828/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,324/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,916
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,624
−HK$1,735/mo
Today · 4.125%
HK$58,359
baseline
▲ 0.50% · 4.625%
HK$61,910
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,718/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,093
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,732
−HK$1,662/mo
Today · 4.125%
HK$64,394
baseline
▲ 0.50% · 4.625%
HK$67,788
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,788/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,068
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,061
−HK$2,025/mo
Today · 4.125%
HK$68,086
baseline
▲ 0.50% · 4.625%
HK$72,229
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,172/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,275
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,187
−HK$1,939/mo
Today · 4.125%
HK$75,126
baseline
▲ 0.50% · 4.625%
HK$79,086
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,252/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,374
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$84,936
−HK$2,603/mo
Today · 4.125%
HK$87,539
baseline
▲ 0.50% · 4.625%
HK$92,866
+HK$5,327/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,078/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,640
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,097
−HK$2,494/mo
Today · 4.125%
HK$96,591
baseline
▲ 0.50% · 4.625%
HK$101,682
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,182/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,926 · Scale 2, in force from 26 Feb 2026)