LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,764
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,188
−HK$1,446/mo
Today · 4.125%
HK$48,634
baseline
▲ 0.50% · 4.625%
HK$51,594
+HK$2,960/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$97,268/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,913
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,278
−HK$1,385/mo
Today · 4.125%
HK$53,663
baseline
▲ 0.50% · 4.625%
HK$56,492
+HK$2,829/mo
Deposit HK$10.03M · loan HK$10.03M · min. income ≈ HK$107,326/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,917
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,626
−HK$1,735/mo
Today · 4.125%
HK$58,361
baseline
▲ 0.50% · 4.625%
HK$61,912
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,722/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,095
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,734
−HK$1,662/mo
Today · 4.125%
HK$64,396
baseline
▲ 0.50% · 4.625%
HK$67,790
+HK$3,394/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,792/mo (50% DSR)
Upfront cash ≈ HK$8.78M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,063
−HK$2,025/mo
Today · 4.125%
HK$68,088
baseline
▲ 0.50% · 4.625%
HK$72,231
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,176/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,278
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,189
−HK$1,939/mo
Today · 4.125%
HK$75,128
baseline
▲ 0.50% · 4.625%
HK$79,089
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,256/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,376
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,938
−HK$2,604/mo
Today · 4.125%
HK$87,542
baseline
▲ 0.50% · 4.625%
HK$92,868
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,084/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,643
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,100
−HK$2,494/mo
Today · 4.125%
HK$96,594
baseline
▲ 0.50% · 4.625%
HK$101,685
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,188/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$756,988 · Scale 2, in force from 26 Feb 2026)