LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,765
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,188
−HK$1,447/mo
Today · 4.125%
HK$48,635
baseline
▲ 0.50% · 4.625%
HK$51,594
+HK$2,959/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,270/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,913
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,278
−HK$1,386/mo
Today · 4.125%
HK$53,664
baseline
▲ 0.50% · 4.625%
HK$56,492
+HK$2,828/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,328/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,918
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,626
−HK$1,736/mo
Today · 4.125%
HK$58,362
baseline
▲ 0.50% · 4.625%
HK$61,913
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,724/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,096
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,734
−HK$1,662/mo
Today · 4.125%
HK$64,396
baseline
▲ 0.50% · 4.625%
HK$67,791
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,792/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,071
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,064
−HK$2,025/mo
Today · 4.125%
HK$68,089
baseline
▲ 0.50% · 4.625%
HK$72,232
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,178/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,278
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,190
−HK$1,939/mo
Today · 4.125%
HK$75,129
baseline
▲ 0.50% · 4.625%
HK$79,089
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,258/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,377
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,939
−HK$2,604/mo
Today · 4.125%
HK$87,543
baseline
▲ 0.50% · 4.625%
HK$92,869
+HK$5,326/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,086/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,643
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,101
−HK$2,494/mo
Today · 4.125%
HK$96,595
baseline
▲ 0.50% · 4.625%
HK$101,686
+HK$5,091/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,190/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,008 · Scale 2, in force from 26 Feb 2026)