LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,766
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,190
−HK$1,446/mo
Today · 4.125%
HK$48,636
baseline
▲ 0.50% · 4.625%
HK$51,595
+HK$2,959/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,272/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,914
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,280
−HK$1,385/mo
Today · 4.125%
HK$53,665
baseline
▲ 0.50% · 4.625%
HK$56,494
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,330/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,919
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,628
−HK$1,735/mo
Today · 4.125%
HK$58,363
baseline
▲ 0.50% · 4.625%
HK$61,914
+HK$3,551/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,726/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,097
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,736
−HK$1,662/mo
Today · 4.125%
HK$64,398
baseline
▲ 0.50% · 4.625%
HK$67,793
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,796/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,072
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,066
−HK$2,024/mo
Today · 4.125%
HK$68,090
baseline
▲ 0.50% · 4.625%
HK$72,234
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,180/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,280
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,192
−HK$1,939/mo
Today · 4.125%
HK$75,131
baseline
▲ 0.50% · 4.625%
HK$79,091
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,262/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,379
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,941
−HK$2,604/mo
Today · 4.125%
HK$87,545
baseline
▲ 0.50% · 4.625%
HK$92,872
+HK$5,327/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$175,090/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,646
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$94,104
−HK$2,493/mo
Today · 4.125%
HK$96,597
baseline
▲ 0.50% · 4.625%
HK$101,689
+HK$5,092/mo
Deposit HK$2.01M · loan HK$18.06M · min. income ≈ HK$193,194/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,058 · Scale 2, in force from 26 Feb 2026)