LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,770
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,194
−HK$1,446/mo
Today · 4.125%
HK$48,640
baseline
▲ 0.50% · 4.625%
HK$51,600
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,280/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,919
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,284
−HK$1,386/mo
Today · 4.125%
HK$53,670
baseline
▲ 0.50% · 4.625%
HK$56,499
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,340/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,924
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,632
−HK$1,736/mo
Today · 4.125%
HK$58,368
baseline
▲ 0.50% · 4.625%
HK$61,920
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,736/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,102
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,741
−HK$1,662/mo
Today · 4.125%
HK$64,403
baseline
▲ 0.50% · 4.625%
HK$67,798
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,806/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,078
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,071
−HK$2,025/mo
Today · 4.125%
HK$68,096
baseline
▲ 0.50% · 4.625%
HK$72,240
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,192/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,286
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,198
−HK$1,939/mo
Today · 4.125%
HK$75,137
baseline
▲ 0.50% · 4.625%
HK$79,098
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,274/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,386
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,949
−HK$2,603/mo
Today · 4.125%
HK$87,552
baseline
▲ 0.50% · 4.625%
HK$92,880
+HK$5,328/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,104/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,653
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,112
−HK$2,493/mo
Today · 4.125%
HK$96,605
baseline
▲ 0.50% · 4.625%
HK$101,697
+HK$5,092/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,210/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,227 · Scale 2, in force from 26 Feb 2026)