LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,771
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,195
−HK$1,446/mo
Today · 4.125%
HK$48,641
baseline
▲ 0.50% · 4.625%
HK$51,601
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,282/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,920
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,285
−HK$1,386/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,500
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,925
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,634
−HK$1,735/mo
Today · 4.125%
HK$58,369
baseline
▲ 0.50% · 4.625%
HK$61,921
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,738/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,104
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,742
−HK$1,663/mo
Today · 4.125%
HK$64,405
baseline
▲ 0.50% · 4.625%
HK$67,800
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,810/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,079
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,073
−HK$2,025/mo
Today · 4.125%
HK$68,098
baseline
▲ 0.50% · 4.625%
HK$72,241
+HK$4,143/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,196/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,288
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,199
−HK$1,940/mo
Today · 4.125%
HK$75,139
baseline
▲ 0.50% · 4.625%
HK$79,100
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,278/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,388
−HK$5,166/mo
▼ 0.25% · 3.875%
HK$84,950
−HK$2,604/mo
Today · 4.125%
HK$87,554
baseline
▲ 0.50% · 4.625%
HK$92,882
+HK$5,328/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,108/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,655
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,114
−HK$2,493/mo
Today · 4.125%
HK$96,607
baseline
▲ 0.50% · 4.625%
HK$101,700
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,214/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,272 · Scale 2, in force from 26 Feb 2026)