LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,772
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,196
−HK$1,447/mo
Today · 4.125%
HK$48,643
baseline
▲ 0.50% · 4.625%
HK$51,603
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,286/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,921
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,287
−HK$1,386/mo
Today · 4.125%
HK$53,673
baseline
▲ 0.50% · 4.625%
HK$56,502
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,346/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,636
−HK$1,735/mo
Today · 4.125%
HK$58,371
baseline
▲ 0.50% · 4.625%
HK$61,923
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,742/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,106
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,745
−HK$1,662/mo
Today · 4.125%
HK$64,407
baseline
▲ 0.50% · 4.625%
HK$67,802
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,814/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,081
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,075
−HK$2,025/mo
Today · 4.125%
HK$68,100
baseline
▲ 0.50% · 4.625%
HK$72,244
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,200/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,290
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,202
−HK$1,940/mo
Today · 4.125%
HK$75,142
baseline
▲ 0.50% · 4.625%
HK$79,102
+HK$3,960/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,284/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,390
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,953
−HK$2,604/mo
Today · 4.125%
HK$87,557
baseline
▲ 0.50% · 4.625%
HK$92,885
+HK$5,328/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,114/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,659
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,117
−HK$2,494/mo
Today · 4.125%
HK$96,611
baseline
▲ 0.50% · 4.625%
HK$101,703
+HK$5,092/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,222/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,340 · Scale 2, in force from 26 Feb 2026)