LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,773
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,197
−HK$1,446/mo
Today · 4.125%
HK$48,643
baseline
▲ 0.50% · 4.625%
HK$51,603
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,286/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,922
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,288
−HK$1,385/mo
Today · 4.125%
HK$53,673
baseline
▲ 0.50% · 4.625%
HK$56,502
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,346/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,636
−HK$1,736/mo
Today · 4.125%
HK$58,372
baseline
▲ 0.50% · 4.625%
HK$61,924
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,744/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,106
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,745
−HK$1,663/mo
Today · 4.125%
HK$64,408
baseline
▲ 0.50% · 4.625%
HK$67,803
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,816/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,082
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,075
−HK$2,025/mo
Today · 4.125%
HK$68,100
baseline
▲ 0.50% · 4.625%
HK$72,244
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,200/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,291
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,203
−HK$1,939/mo
Today · 4.125%
HK$75,142
baseline
▲ 0.50% · 4.625%
HK$79,103
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,284/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,391
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,954
−HK$2,604/mo
Today · 4.125%
HK$87,558
baseline
▲ 0.50% · 4.625%
HK$92,885
+HK$5,327/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,116/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,659
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,118
−HK$2,493/mo
Today · 4.125%
HK$96,611
baseline
▲ 0.50% · 4.625%
HK$101,704
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,222/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,356 · Scale 2, in force from 26 Feb 2026)