LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,774
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,198
−HK$1,447/mo
Today · 4.125%
HK$48,645
baseline
▲ 0.50% · 4.625%
HK$51,605
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,290/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,923
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,289
−HK$1,386/mo
Today · 4.125%
HK$53,675
baseline
▲ 0.50% · 4.625%
HK$56,504
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,350/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,929
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,638
−HK$1,736/mo
Today · 4.125%
HK$58,374
baseline
▲ 0.50% · 4.625%
HK$61,926
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,748/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,108
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,747
−HK$1,663/mo
Today · 4.125%
HK$64,410
baseline
▲ 0.50% · 4.625%
HK$67,805
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,820/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,084
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,077
−HK$2,026/mo
Today · 4.125%
HK$68,103
baseline
▲ 0.50% · 4.625%
HK$72,247
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,206/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,293
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,205
−HK$1,940/mo
Today · 4.125%
HK$75,145
baseline
▲ 0.50% · 4.625%
HK$79,106
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,290/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,394
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,957
−HK$2,604/mo
Today · 4.125%
HK$87,561
baseline
▲ 0.50% · 4.625%
HK$92,888
+HK$5,327/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,122/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,662
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,121
−HK$2,493/mo
Today · 4.125%
HK$96,614
baseline
▲ 0.50% · 4.625%
HK$101,707
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,228/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,419 · Scale 2, in force from 26 Feb 2026)