LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,776
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,200
−HK$1,446/mo
Today · 4.125%
HK$48,646
baseline
▲ 0.50% · 4.625%
HK$51,606
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,292/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,925
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,291
−HK$1,386/mo
Today · 4.125%
HK$53,677
baseline
▲ 0.50% · 4.625%
HK$56,506
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,354/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,931
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,640
−HK$1,736/mo
Today · 4.125%
HK$58,376
baseline
▲ 0.50% · 4.625%
HK$61,928
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$116,752/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,110
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,749
−HK$1,663/mo
Today · 4.125%
HK$64,412
baseline
▲ 0.50% · 4.625%
HK$67,807
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.04M · min. income ≈ HK$128,824/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,086
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,080
−HK$2,025/mo
Today · 4.125%
HK$68,105
baseline
▲ 0.50% · 4.625%
HK$72,249
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,210/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,295
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,207
−HK$1,940/mo
Today · 4.125%
HK$75,147
baseline
▲ 0.50% · 4.625%
HK$79,108
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,294/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,397
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,960
−HK$2,604/mo
Today · 4.125%
HK$87,564
baseline
▲ 0.50% · 4.625%
HK$92,892
+HK$5,328/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,128/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,665
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,124
−HK$2,494/mo
Today · 4.125%
HK$96,618
baseline
▲ 0.50% · 4.625%
HK$101,711
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,236/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$757,488 · Scale 2, in force from 26 Feb 2026)