LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,777
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,201
−HK$1,447/mo
Today · 4.125%
HK$48,648
baseline
▲ 0.50% · 4.625%
HK$51,608
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,296/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,926
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,292
−HK$1,386/mo
Today · 4.125%
HK$53,678
baseline
▲ 0.50% · 4.625%
HK$56,507
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,356/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,932
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,641
−HK$1,736/mo
Today · 4.125%
HK$58,377
baseline
▲ 0.50% · 4.625%
HK$61,929
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,754/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,112
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,751
−HK$1,662/mo
Today · 4.125%
HK$64,413
baseline
▲ 0.50% · 4.625%
HK$67,809
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,826/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,088
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,081
−HK$2,026/mo
Today · 4.125%
HK$68,107
baseline
▲ 0.50% · 4.625%
HK$72,251
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,214/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,297
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,209
−HK$1,940/mo
Today · 4.125%
HK$75,149
baseline
▲ 0.50% · 4.625%
HK$79,110
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,298/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,399
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,962
−HK$2,604/mo
Today · 4.125%
HK$87,566
baseline
▲ 0.50% · 4.625%
HK$92,894
+HK$5,328/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,132/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,668
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,126
−HK$2,494/mo
Today · 4.125%
HK$96,620
baseline
▲ 0.50% · 4.625%
HK$101,713
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,240/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,538 · Scale 2, in force from 26 Feb 2026)