LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,779
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,203
−HK$1,447/mo
Today · 4.125%
HK$48,650
baseline
▲ 0.50% · 4.625%
HK$51,610
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,300/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,928
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,294
−HK$1,386/mo
Today · 4.125%
HK$53,680
baseline
▲ 0.50% · 4.625%
HK$56,509
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,360/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,935
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,643
−HK$1,736/mo
Today · 4.125%
HK$58,379
baseline
▲ 0.50% · 4.625%
HK$61,932
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,758/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,114
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,753
−HK$1,663/mo
Today · 4.125%
HK$64,416
baseline
▲ 0.50% · 4.625%
HK$67,811
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,832/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,090
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,084
−HK$2,025/mo
Today · 4.125%
HK$68,109
baseline
▲ 0.50% · 4.625%
HK$72,254
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,218/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,300
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,212
−HK$1,940/mo
Today · 4.125%
HK$75,152
baseline
▲ 0.50% · 4.625%
HK$79,113
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,304/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,402
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,965
−HK$2,604/mo
Today · 4.125%
HK$87,569
baseline
▲ 0.50% · 4.625%
HK$92,898
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,138/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,671
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,130
−HK$2,494/mo
Today · 4.125%
HK$96,624
baseline
▲ 0.50% · 4.625%
HK$101,717
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,248/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,616 · Scale 2, in force from 26 Feb 2026)