LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,780
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,204
−HK$1,447/mo
Today · 4.125%
HK$48,651
baseline
▲ 0.50% · 4.625%
HK$51,611
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,302/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,930
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,296
−HK$1,385/mo
Today · 4.125%
HK$53,681
baseline
▲ 0.50% · 4.625%
HK$56,511
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,362/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,936
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,645
−HK$1,736/mo
Today · 4.125%
HK$58,381
baseline
▲ 0.50% · 4.625%
HK$61,933
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,762/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,116
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,755
−HK$1,663/mo
Today · 4.125%
HK$64,418
baseline
▲ 0.50% · 4.625%
HK$67,813
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,836/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,092
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,086
−HK$2,025/mo
Today · 4.125%
HK$68,111
baseline
▲ 0.50% · 4.625%
HK$72,256
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,222/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,302
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,214
−HK$1,940/mo
Today · 4.125%
HK$75,154
baseline
▲ 0.50% · 4.625%
HK$79,115
+HK$3,961/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,308/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,404
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,967
−HK$2,604/mo
Today · 4.125%
HK$87,571
baseline
▲ 0.50% · 4.625%
HK$92,900
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,142/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,674
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$94,132
−HK$2,494/mo
Today · 4.125%
HK$96,626
baseline
▲ 0.50% · 4.625%
HK$101,720
+HK$5,094/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,252/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,670 · Scale 2, in force from 26 Feb 2026)