LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,782
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,206
−HK$1,447/mo
Today · 4.125%
HK$48,653
baseline
▲ 0.50% · 4.625%
HK$51,613
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,306/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,932
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,298
−HK$1,386/mo
Today · 4.125%
HK$53,684
baseline
▲ 0.50% · 4.625%
HK$56,514
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,368/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,938
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,647
−HK$1,737/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,936
+HK$3,552/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,119
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,758
−HK$1,663/mo
Today · 4.125%
HK$64,421
baseline
▲ 0.50% · 4.625%
HK$67,816
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,842/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,095
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,089
−HK$2,025/mo
Today · 4.125%
HK$68,114
baseline
▲ 0.50% · 4.625%
HK$72,259
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,228/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,305
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,217
−HK$1,940/mo
Today · 4.125%
HK$75,157
baseline
▲ 0.50% · 4.625%
HK$79,119
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,314/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,408
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$84,971
−HK$2,604/mo
Today · 4.125%
HK$87,575
baseline
▲ 0.50% · 4.625%
HK$92,904
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,150/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,678
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,137
−HK$2,494/mo
Today · 4.125%
HK$96,631
baseline
▲ 0.50% · 4.625%
HK$101,724
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,262/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,760 · Scale 2, in force from 26 Feb 2026)