LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,783
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,207
−HK$1,447/mo
Today · 4.125%
HK$48,654
baseline
▲ 0.50% · 4.625%
HK$51,614
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,308/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,933
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,299
−HK$1,386/mo
Today · 4.125%
HK$53,685
baseline
▲ 0.50% · 4.625%
HK$56,514
+HK$2,829/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,370/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,939
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,648
−HK$1,736/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,937
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,119
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,759
−HK$1,663/mo
Today · 4.125%
HK$64,422
baseline
▲ 0.50% · 4.625%
HK$67,817
+HK$3,395/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,844/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,096
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,090
−HK$2,025/mo
Today · 4.125%
HK$68,115
baseline
▲ 0.50% · 4.625%
HK$72,260
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$136,230/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,306
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,218
−HK$1,940/mo
Today · 4.125%
HK$75,158
baseline
▲ 0.50% · 4.625%
HK$79,120
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.05M · min. income ≈ HK$150,316/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,409
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,972
−HK$2,605/mo
Today · 4.125%
HK$87,577
baseline
▲ 0.50% · 4.625%
HK$92,906
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,154/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,679
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,138
−HK$2,494/mo
Today · 4.125%
HK$96,632
baseline
▲ 0.50% · 4.625%
HK$101,726
+HK$5,094/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,264/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,790 · Scale 2, in force from 26 Feb 2026)